General Information : Off-Term Insurance
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What is Off-Term insurance?
Off-Term insurance is an extension of the OSU Comprehensive Student Health Insurance Plan for a term in which a student has either dropped below the minimum credit hour requirement (6 hours of eligible courses for an undergraduate, 5 hours of eligible courses for a graduate or professional student) or has not enrolled in classes for the term. Examples of when a student may enroll in Off-Term insurance include when a student takes a quarter off or when a student has just graduated.
What is the deadline to enroll in Off-Term insurance?
Winter 2010 Quarter:
For quarter students, the deadline to enroll in Winter Off-Term insurance is January 3, 2010. The Winter coverage period for quarter students is 1/4/10--3/28/10.
Spring 2010 Semester:
For semester (Law) students, the deadline to enroll in Spring Off-Term insurance is January 10, 2010. The Spring coverage period for Law students is 1/11/10--5/16/10.
Graduating Seniors:
Students that are graduating at the end of AU09 term should make their off-term insurance selection online by 11:59 pm on Friday, December 11, 2009. After this time, graduating students should contact the SHIP Office directly to request off-term coverage.
How do I enroll in Off-Term insurance?
Enrollment into Off-Term insurance is not automatic. Students must actively enroll in and pay for Off-Term insurance by the published deadline* for that term.
- Go to www.buckeyelink.osu.edu.
- Navigate to your "Student Center".
- Scroll down to the "Finances" section.
- Under the "Student Health Insurance" heading, click on "Select/Waive Coverage".
- Select the option that reads "I choose to SELECT OFF-TERM..."
- Choose the appropriate "Academic Term".
- Follow the prompts until you receive your confirmation number. (The process is not complete until you have received your confirmation number.)
- Print or write down your confirmation number.
- Verify your Off-Term insurance enrollment by viewing your online university Account Statement. (The fee should appear on your account within 1-2 business days.)
*If you are a graduating senior, you are encouraged to select Off-Term Student Health Insurance coverage from your online Student Center by 11:59 pm the Friday preceding Commencement. After this time, you may not have access to change your health insurance status from your online Student Center and you will need to contact our office by the published deadline to request enrollment into Off-Term coverage.
Why continue your insurance during an off-term?
Students should continue their coverage during an off-term, such as Summer term, to prevent lapses in coverage, which could result in claims being denied due to the pre-existing condition exclusion.
What are the criteria for Off-Term insurance?
- The student must have been enrolled in eligible, non-Distance Learning courses at least half-time the term prior.
- The student must have purchased the Comprehensive Student Health Insurance Plan the term prior.
- The student must not have utilized Off-Term insurance earlier during that same academic year. Off-Term insurance is only extended to students one time per academic year.
Questions regarding eligibility to enroll in Off-Term insurance should be directed to the Student Health Insurance Program office. If the student does not meet the criteria to purchase Off-Term insurance, they may contact Gallagher Koster Insurance Agency at 1-800-254-2461 for other options.