Creating the Extraordinary Student Experience

Graduating Students

Students who are members of our plan and graduating at the end of the term will have their SHI Benefits Plan coverage through the end of that term. Remember that spring term coverage automatically includes summer term. 

  • Members graduating in autumn will have coverage through the end of December. 
  • Members graduating in spring will have coverage through the end of the policy year in August. 
  • Members graduating in summer will have coverage through the end of the policy year in August. 

If students are continuing academically at the university after their graduation, such as moving from a master's program to a doctoral program, their coverage may continue. Students have the self-service ability to independently confirm coverage for any term once the university posts fees by logging into My Buckeye Link (formerly My Student Center) and checking their Statement of Account. A fee on your account, billed in autumn and spring assuming academic eligibility is maintained, means you have coverage. Spring term coverage automatically includes summer and there is no separate summer fee. 

For students graduating in Summer 2017

Your coverage under the Student Health Insurance Benefits Plan will end on August 14, 2017.

  • If you are continuing as a student in Autumn 2017 for academic year 2017-18, for example you are completing a master's degree in Summer 2017 but moving directly onto a doctoral degree, your coverage eligibility may continue and you may be able to select the SHI Benefits Plan for 2017-18. Make sure to monitor your health insurance fees in your Statement of Account each term to verify your selection and your coverage. Deadline to select or waive for 2017-18 is August 15.

Here are some options if you need coverage after August 14:

  • Coverage with an employer. If you are starting a new job that offers health insurance, ask your employer about enrollment opportunities and what you need to do and when.  
  • Coverage under a parent's health insurance if you are under age 26.  The loss of your SHI Benefits Plan coverage is an event that may allow you to obtain coverage per the terms of your parent’s policy. Make sure you comply with deadlines stipulated by the policy and/or employer. 
  • Coverage through a reputable source like the Health Insurance Marketplace at HealthCare.gov, the Ohio State Alumni Association, or a major health insurance carrier that offers individual policies. The loss of your SHI Benefits Plan Coverage is an event that should trigger a special window of time where you can enroll in other plans, including Health Insurance Marketplace ones. Note: Special enrollment windows are often time-sensitive, such as requiring you to enroll within 30 days of your coverage loss. Make sure you comply with deadlines! 

When you are transitioning off the Student Health Insurance Plan onto another health insurance plan, you may be required to show proof of involuntary loss of coverage.  You can request a Certificate of Coverage through HealthSmart Customer Service @ 1-844-206-0374.  The certificate will be sent to you through your Ohio State University student email within 1-2 business days.

 

 

For students graduating in Autumn 2016

Your coverage under the Comprehensive Student Health Benefits Plan will end on December 31, 2016.

  • If you are continuing as a student in Spring 2017, for example you are completing a master's degree in Autumn but moving directly onto a doctoral degree, your coverage eligibility may continue. Make sure to monitor your health insurance fees in your Student Center each term to verify your coverage.

Here are some options if you need coverage after December 31:

  • Coverage with an employer. If you are starting a new job that offers health insurance, ask your employer about enrollment opportunities and what you need to do and when.  
  • Coverage under a parent's health insurance if you are under age 26.  The loss of your Comprehensive Plan coverage is an event that may allow you to obtain coverage per the terms of your parent’s policy. Make sure you comply with deadlines stipulated by the policy and/or employer. 
  • Coverage through a reputable source like the Health Insurance Marketplace at HealthCare.gov, the Ohio State Alumni Association, or a major health insurance carrier that offers individual policies. The loss of your Comprehensive Plan coverage is an event that should trigger a special window of time where you can enroll in other plans, including Health Insurance Marketplace ones. Note: Special enrollment windows are often time-sensitive, such as requiring you to enroll within 30 days of your coverage loss. Make sure you comply with deadlines! 

 

As you review your options, take time to look at the benefits offered, the providers covered, and your total out-of-pocket costs. Always make sure you confirm the specific start date of any new health insurance option so that you can avoid gaps in coverage.