Marketplace Comparison
The Student Health Benefits Plan offers a low out-of-pocket cost option with robust provider choices. It can be used on campus, nationwide and abroad. It includes medical, mental health, prescription, dental and vision all rolled into one.
See the chart below to compare the Student Health Benefits Plan to individual plans available on the marketplace.
| 2025-26 Ohio State Student Health Benefits Plan | 2026 Marketplace | ||||
| Platinum (0 options) | Gold (41 options) | Silver (46 options) | Bronze (43 options) | ||
| Monthly Cost | $327 | No Plans Available | $675 | $545 | $428 |
| Deductible | $150 | No Plans Available | $1,755 | $5,472 | $7,242 |
| Out-of-Pocket Max | $3,000 | No Plans Available | $8,227 | $9,293 | $9,567 |
| Cost Share | 90/10 | No Plans Available | 80/20 | 70/30 | 60/40 |
| Adult Dental | Yes | No Plans Available | 11 out of 41 | 10 out of 46 | 10 out of 43 |
| Adult Vision | Yes | No Plans Available | 14 out of 41 | 12 out of 46 | 12 out of 43 |
| Methodology: Average metallic level search results for plan options for 2026 calendar year in Franklin county for 25-year-old male with no dependents; produced December 2025 via https://www.healthcare.gov/ | |||||